Walking through the beautiful streets of Brentwood, Tennessee, you’ll find an impressive property that perfectly shows what smart money management can achieve. The Rachel Cruze house stands as a custom-built residence that she and her husband Winston had constructed in 2019, representing years of financial wisdom put into practice. This isn’t just another celebrity home. It’s a real-life example of someone who teaches financial literacy actually following her own advice.
Rachel’s journey from being Dave Ramsey’s daughter to becoming a respected financial voice in her own right has been fascinating. Her 7,173 square foot home sits on Tellcroft Drive in Brentwood, surrounded by tall trees and carefully maintained greenery that gives the property a peaceful, timeless feel. The couple paid $2.4 million for this newly built home, which features five bedrooms and 5.5 bathrooms. Anyone who’s followed Rachel’s career knows she’s been preaching responsible spending for years. Now her home proves she practices what she teaches.
The financial expert didn’t always live in this beautiful Brentwood residence. Before moving to her current address, she owned a 4,805 square foot home in Franklin, Tennessee, which she bought in 2010 for $825,000, listed for rent in 2019, and finally sold in 2022. This strategic move shows exactly what she’s been telling audiences about building wealth through smart real estate decisions.
Who is Rachel Cruze?
Rachel Cruze was born on April 25, 1988, and grew up learning about money management from her father, Dave Ramsey, a well-known financial personality and radio host. She’s become one of America’s most trusted voices on personal finance. She graduated from the University of Tennessee with a Bachelor of Arts degree in communications and married Winston Cruze on December 19, 2009. Together, they have three children: daughters Amelia Jane and Caroline Viktoria, and son Charles Winston.
Her career took off when she started working at Ramsey Solutions right after college. She began speaking at high schools and small events when she was just 16 years old, encouraging young people to achieve their financial goals without debt. Today, she co-hosts The Ramsey Show with her dad and hosts her own podcast, The Rachel Cruze Show, which gets millions of views each month.
Rachel Cruze’s net worth sits at approximately $3 million, earned through her expertise in personal finance and her ability to connect with audiences seeking financial freedom. She’s written several bestselling books that have helped thousands of people get their finances in order. Her books, including “Smart Money Smart Kids” and “Love Your Life, Not Theirs,” have sold over 5 million copies worldwide. Unlike some financial personalities, Rachel doesn’t flaunt wealth through expensive cars, yachts, or private jets. Her focus remains on teaching practical money management that anyone can apply.
| Detail | Information |
|---|---|
| Full Name | Rachel Ramsey Cruze |
| Date of Birth | April 25, 1988 |
| Age | 36 years old |
| Birthplace | Tennessee, United States |
| Nationality | American |
| Occupation | Author, Speaker, Financial Expert |
| Net Worth | $3 Million |
| Spouse | Winston Cruze (married 2009) |
| Children | 3 (Amelia, Caroline, Charles) |
| Parents | Dave Ramsey and Sharon Ramsey |
| Education | University of Tennessee (B.A. in Communications) |
| Current Residence | Brentwood, Tennessee |
Where Does Rachel Cruze Live Now?
Rachel Cruze currently lives in Brentwood, Tennessee, where she and her husband built their custom home in 2019 on Tellcroft Drive. Brentwood is one of Tennessee’s most desirable communities. It’s known for excellent schools, safe neighborhoods, and beautiful homes. The area attracts successful professionals and families who want a high quality of life without the chaos of big city living.
Most homes in Rachel’s neighborhood were newly built or under construction, making it an up-and-coming area with modern amenities and contemporary design. The location gives her family easy access to Nashville while maintaining a suburban feel. It’s the kind of choice that makes sense for someone with three kids who values both convenience and community.
Living in Brentwood also keeps Rachel close to her father’s business, Ramsey Solutions, which is based in nearby Franklin, Tennessee. This makes her daily commute manageable while she co-hosts multiple shows and manages her speaking career. The choice shows thoughtful planning about work-life balance.
Rachel Cruze House
The Rachel Cruze house spans 7,173 square feet and sits on 0.09 acres of land, creating an impressive residence that balances size with smart design. The home represents everything she teaches about money. She and Winston didn’t rush into this purchase. They saved, planned, and built when the time was right. They had the home constructed in 2019 and purchased it for $2.4 million.
The exterior catches your eye immediately. The house features painted brick siding that gives it a timeless look, while the roof has steep formations mixed with curved arches that create visual interest throughout the design. One particularly striking arch creates a curved entrance leading into a four-car garage, and there’s additional parking space in the driveway for four more vehicles. This design choice isn’t just about looks. It’s practical for a family that often hosts gatherings and needs space for guests.
You can see the backyard from the street through a black iron fence, where the green lawn looks gorgeous next to the brick-covered patio. The outdoor space is perfect for Tennessee’s mild weather. Rachel has mentioned using these areas for family time and entertaining friends. The patio sits right off the kitchen, making it easy to move food and drinks outside for gatherings.
Inside, Rachel has implemented her design ideas for creating a functional family home. She’s shared some of these concepts on her show “Home Hacks for Everyday Living.” The house isn’t just beautiful. It works for real life with three active kids. Every room serves a purpose, and the layout makes daily routines easier.
1. Where Is Rachel Cruze House?
Rachel Cruze’s house sits on Tellcroft Drive in Brentwood, Tennessee 37027. Brentwood is located just south of Nashville, making it part of the greater Nashville metropolitan area. The city has become increasingly popular over the past decade as Nashville’s entertainment and business sectors have grown.
The Tellcroft Drive area is known for newer construction and upscale homes. The neighborhood features mostly newly built properties or homes currently under construction, creating a fresh, modern community atmosphere. Residents enjoy quiet streets, well-maintained landscaping, and a strong sense of community. The area offers easy access to shopping, dining, and Nashville’s downtown attractions while maintaining a peaceful suburban character.
Brentwood itself ranks among Tennessee’s wealthiest communities. It boasts top-rated schools, low crime rates, and excellent city services. The location makes sense for someone in Rachel’s position. She needs to be close to work, wants great schools for her children, and values a safe, family-friendly environment. Her choice of Brentwood reflects the same practical thinking she applies to all financial decisions.
2. Features of Rachel Cruze House
The Rachel Cruze house includes five bedrooms and 5.5 bathrooms spread across 7,173 square feet of living space. This size gives the family plenty of room without being excessive. Each child has their own bedroom, there’s a primary suite for Rachel and Winston, and likely a guest room for visitors. The half bathrooms strategically placed throughout the home make daily life easier when everyone’s getting ready in the morning.
The architectural style features a mix of traditional and contemporary elements, with painted brick exterior walls creating a classic look that won’t go out of style. The design choices show restraint and good taste. There’s no over-the-top features or unnecessary luxury. Everything serves a purpose.
The steep roof formations combined with curved arches create architectural interest while maintaining practical functionality. These arches aren’t just decorative. One arch forms the entrance to a four-car garage, which is attached to the home. This covered entry protects the family from bad weather when coming and going. The four additional parking spaces in the driveway mean they can host large gatherings without parking becoming an issue.
The property is surrounded by tall trees and manicured greenery, creating a private, peaceful setting despite being in a newer development. The landscaping provides natural beauty and privacy. The small bushes along the sidewalk add charm and help define the property lines. It’s clear that outdoor aesthetics were important in the overall design.
The floor plan likely emphasizes open living spaces, which are popular in modern home design and practical for families. While specific interior details aren’t publicly available, Rachel’s social media posts show bright, naturally lit rooms with comfortable, family-friendly furnishings. The home clearly balances style with livability.
Rachel Cruze Real Estate Portfolio
Rachel’s current Brentwood home represents her second significant real estate purchase. Her first home was in Franklin, Tennessee, where she purchased a 4,805 square foot property in 2010 for $825,000. That home featured four bedrooms and 4.5 bathrooms, providing adequate space for her growing family during those years.
She initially listed the Franklin home for rent in 2019, the same year she and Winston built their new Brentwood house. This strategy made sense. Instead of selling immediately, she turned the property into an income-producing asset. The home officially went up for sale in 2022, perfectly timed with her family’s transition into the new Tellcroft residence.
The progression from Franklin to Brentwood shows smart real estate planning. She bought the first home when prices were lower and her family was smaller. As her career grew and her family expanded, she upgraded to a larger, custom-built home that better fit their needs. She didn’t overextend financially on either property. Both purchases aligned with her income at those times.
Growing up, Rachel lived in Brentwood with her parents and siblings. She was raised in Tennessee as the second of three children in Dave Ramsey’s household. Her childhood home likely influenced her understanding of what makes a good family environment. Now she’s creating that same stable, comfortable setting for her own children.
She doesn’t own multiple homes across the country or vacation properties in exotic locations. Her real estate choices reflect her financial philosophy. Buy what you need, not what you want to show off. Invest wisely and don’t stretch yourself thin trying to impress others. These principles have clearly guided her housing decisions.
Conclusion
The Rachel Cruze house in Brentwood, Tennessee stands as more than just a beautiful home. It represents the financial principles she’s been teaching for years brought to life. The $2.4 million custom-built residence with its 7,173 square feet, five bedrooms, and thoughtful design shows what’s possible when you manage money wisely. Rachel didn’t inherit this home or get lucky. She and Winston built it through years of smart decisions, hard work, and following the same advice she gives her audience.
From her first home in Franklin to her current Brentwood residence, Rachel’s real estate journey mirrors her financial teachings. She bought within her means, waited for the right time to upgrade, and made strategic decisions about when to rent versus sell. Her home isn’t the biggest or flashiest in Tennessee, but it perfectly serves her family’s needs while reflecting her success. For anyone interested in personal finance or just curious about how financial experts actually live, the Rachel Cruze house provides a fascinating look at wealth building done right.